Putting a British institution into a banking app

Coutts set out to launch a banking app that felt as polished and premium as the brand itself. The goal was to make digital banking feel effortless – no corporate waffle, no fiddly flows, and definitely no techy banks speak. Just an experience that lived up to its 300-year-old reputation.

My role

I joined the UX team as the app’s sole UX writer, working with designers, researchers, product owners and stakeholders to make sure the words pulled their weight – and that everything felt cohesive, helpful, and quietly confident.

Here’s what I worked on:

  • Microcopy across the app – Clear, purposeful language that supported users without over-explaining

  • Tone of voice guidance – Principles that kept things premium, human, and consistent from screen to screen

  • Taxonomy and labelling – Naming things well, and in a way that made sense to users (not just the business)

  • Error messages – Avoiding the ‘oops’ clichés to sound calm, helpful, and on-brand

  • Financial terminology – Making sure the serious stuff stayed accurate – and understandable

The outcome

The result was a banking app that did what it needed to without overcomplicating things – clean, clear, and true to Coutts. The tone of voice guide gave the team a framework they could use and evolve with, helping keep everything consistent as the app grew.

 

Tone of voice development
Content strategy
UX copywriting

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Lloyds Bank

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Bank of Scotland